Medical & Prescription
Experience seamless, coordinated care—offering simplicity and peace of mind for you and your family. For residents of California, Colorado, Georgia, Oregon, or Washington, we offer one Kaiser HMO medical plan.
HMO plans are designed to deliver coordinated care through a network of providers, often resulting in lower out-of-pocket costs and simplified claims. By selecting the Kaiser HMO plan, you benefit from comprehensive coverage with predictable expenses, helping you and your family safeguard your health and financial wellbeing.
Medical & Prescription
Experience seamless, coordinated care—offering simplicity and peace of mind for you and your family. For residents of California, Colorado, Georgia, Oregon, or Washington, we offer one Kaiser HMO medical plan.
HMO plans are designed to deliver coordinated care through a network of providers, often resulting in lower out-of-pocket costs and simplified claims. By selecting the Kaiser HMO plan, you benefit from comprehensive coverage with predictable expenses, helping you and your family safeguard your health and financial wellbeing.
Medical & Prescription
Experience seamless, coordinated care—offering simplicity and peace of mind for you and your family. For residents of California, Colorado, Georgia, Oregon, or Washington, we offer one Kaiser HMO medical plan.
HMO plans are designed to deliver coordinated care through a network of providers, often resulting in lower out-of-pocket costs and simplified claims. By selecting the Kaiser HMO plan, you benefit from comprehensive coverage with predictable expenses, helping you and your family safeguard your health and financial wellbeing.
Watch this video to learn more about Choosing a Health Plan
Medical Highlights
The Kaiser HMO plan offers a high level of benefits of the listed plan options; however, in order to receive benefits under this plan, you must visit in-network doctors and hospitals.
Choose Your State Below To View Your Plan Details
Online Member Access
Access your benefits, ID card, pharmacy info, and more on www.kp.org or the Kaiser Permanente app.
Find an in-network provider at www.kp.org
What is a...
Deductible: Amount you have to pay for a covered medical expense before your coinsurance kicks in.
Copay: Fixed fee you may need to pay for health care services (i.e., office visits, prescriptions).
Coinsurance: The “cost-share” between you and the insurance carrier. It is a percentage of the costs you pay “out-of-pocket” for covered expenses after you meet your deductible.
Embedded Deductible: An embedded deductible means that each person covered on the plan (employee, spouse, child) has a personal deductible. When each personal deductible is met, coverage begins for that individual only.
Out-of-Pocket Maximum: You will not have to pay more than this amount during your plan year – once you reach it, your insurance plan will cover all additional expenses.
Prescription (Rx) Highlights
Choose Your State Below To View Your Plan Details
Your Benefit Deductions
Benefit deductions are calculated on 26 pay periods per year. Deductions will begin on the first paycheck following your benefits effective date. Your portion of premiums is automatically deducted from your paycheck pretax, unless required to be post-tax. This reduces your taxable income, which lowers your tax liability.
Employee Only
Kaiser HMO Plan: $38.77
Employee + Spouse
Kaiser HMO Plan: $226.93 ($273.09 with Surcharge)
Employee + Child(ren)
Kaiser HMO Plan: $186.53
Employee + Family
Kaiser HMO Plan: $347.11 ($393.26 with Surcharge)
Additional Resources
Contact the provider of these benefits: Kaiser - www.kp.org
California: (800) 464-4000
Colorado: (800) 632-9700
Georgia: (855) 364-3185
Oregon: (800) 813-2000
Washington: (888) 901-4636
ABOUT THIS GUIDE: Actual plan provisions for Mercy Housing (“the Company”) benefits are contained in the appropriate plan documents, including the Summary Plan Description (SPD) and incorporated benefit/carrier booklets. The Digital Benefits Hub is a summary only and does not describe each benefit option. This Digital Benefits Hub provides updates to your existing SPD as of the first day of plan year, which describes your health and welfare benefits in greater detail. Until the Company provides you with an updated SPD, this guide is intended to be a Summary of Material Modification (SMM) and should be retained with your records along with your SPD. As always, the official plan documents determine what benefits are available to you. If any discrepancy exists between this guide and the official documents, the official documents will prevail. The Company reserves the right to amend or terminate any of its plans or policies, make changes to the benefits, costs, and other provisions relative to benefits at any time with or without notice, subject to applicable law.