Vision Coverage
Your eyesight is an important part of your total health. Our vision plan, offered through Vision Service Plan (VSP), provides you with valuable coverage and quality care.
Vision Coverage
Your eyesight is an important part of your total health. Our vision plan, offered through Vision Service Plan (VSP), provides you with valuable coverage and quality care.
Vision Coverage
Your eyesight is an important part of your total health. Our vision plan, offered through Vision Service Plan (VSP), provides you with valuable coverage and quality care.
Vision Highlights
Choice Plan
VSP
In-Network
Exam Services
Every Calendar Year
$20 copay
Glasses Frames
Every Other Calendar Year
$20 copay, then:
$200 allowance for a wide selection of frames and featured frame brands
20% savings on the amount over your allowance
$110 Walmart / Sam’s Club / Costco frame allowance
Lenses (Single Vision, Lined Bifocal, Lined Trifocal, & Polycarbonate1)
Every Calendar Year
100% covered
Lens Enhancements (Standard Progressive / Premium Progressive / Custom Progressive)
Every Calendar Year
$0 copay / $95-$105 copay / $150-$175 copay; Average savings of 30% on all other enhancements
Contacts (Instead of Glasses)
Every Calendar Year
Fitting and Evaluation: Up to $60 copay lens Conventional and Disposable: $200 allowance; copay does not apply
Out-of-Network
Exam Services
Every Calendar Year
Up to $45
Glasses Frames
Every Other Calendar Year
Up to $70
Lenses (Single Vision, Lined Bifocal, & Lined Trifocal)
Every Calendar Year
Up to $30 / Up to $50 / Up to $65
Lens Enhancements (Standard Progressive / Premium Progressive / Custom Progressive)
Every Calendar Year
Not Covered
Contacts (Instead of Glasses)
Every Calendar Year
Up to $105
Notes:
- Polycarbonate Lenses are 100% covered for dependent children.
Find a Provider
To find a provider, learn more about your benefits, or view your ID card visit vsp.com or download the mobile app.
Your Benefit Deductions
Benefit deductions are calculated on 26 pay periods per year. Deductions will begin on the first paycheck following your benefits effective date. Your portion of premiums is automatically deducted from your paycheck pretax, unless required to be post-tax. This reduces your taxable income, which lowers your tax liability.
Employee Only
Choice Plan: $2.51
Employee + Spouse
Choice Plan: $5.02
Employee + Child(ren)
Choice Plan: $5.36
Employee + Family
Choice Plan: $8.58
Contact the provider of these benefits:
VSP - (800) 877-7195, www.vsp.com
ABOUT THIS GUIDE: Actual plan provisions for Mercy Housing (“the Company”) benefits are contained in the appropriate plan documents, including the Summary Plan Description (SPD) and incorporated benefit/carrier booklets. The Digital Benefits Hub is a summary only and does not describe each benefit option. This Digital Benefits Hub provides updates to your existing SPD as of the first day of plan year, which describes your health and welfare benefits in greater detail. Until the Company provides you with an updated SPD, this guide is intended to be a Summary of Material Modification (SMM) and should be retained with your records along with your SPD. As always, the official plan documents determine what benefits are available to you. If any discrepancy exists between this guide and the official documents, the official documents will prevail. The Company reserves the right to amend or terminate any of its plans or policies, make changes to the benefits, costs, and other provisions relative to benefits at any time with or without notice, subject to applicable law.