Many families don’t have enough in their savings to cover the deductible and coinsurance of a major medical event. Voluntary medical benefits can help cover this out-of-pocket financial exposure for a reasonable cost, and benefits are paid directly to you, allowing you to use the funds however you choose.
Critical Illness Insurance
Critical Illness Insurance pays a lump sum benefit when diagnosed with a covered illness to help cover deductibles, out-of-pocket costs, or services such as an experimental treatment. Rates are based on your age and the benefit amount you choose. Log into the enrollment platform to review costs.
Watch this video and click the link below to learn more.
Critical Illness Insurance Highlights
Covered Illnesses Include
Heart attack, Stroke, Cancer, Major organ transplant surgery, End stage renal (kidney) failure, Coronary artery bypass surgery, Carcinoma in situ and Sudden cardiac arrest
Pre-Existing Condition Limitations
None — you do not have to be terminally ill to receive benefits.
Family Coverage
You can elect to cover your spouse and children.
Coverage Portability
You can take your policy with you if you change jobs or retire.
NOTES:
- These plans are not replacements for medical insurance.
- The policies/certificates of coverage have exclusions and limitations which may affect any benefits payable. The policies/certificates of coverage or their provisions, as well as covered illnesses, may vary or be unavailable in some states for supplemental medical benefits. Please see your Summary Plan Description (SPD) for complete details.
Hospital Indemnity Insurance
Hospital Indemnity Insurance Highlights
Guaranteed Acceptance
There are no health questions or physical exams required.
Family Coverage
You can elect to cover your spouse and children.
Payroll Deduction
Premiums are paid through convenient payroll deductions.
Coverage Portability
You can take your policy with you if you change jobs or retire.
NOTES:
- These plans are not replacements for medical insurance.
- If you elect coverage for your dependent children, you must provide notification to your employer when all of your dependent children exceed the dependent child age limit or no longer otherwise meet the definition of a dependent child. If you elect coverage for your spouse, you must provide notification to your employer if your spouse no longer meets the definition of a spouse.
Accident Insurance
Accident Insurance helps you deal with unexpected expenses. Benefit payments can help with medical deductibles and cover household expenses such as groceries, mortgage payments, and childcare. Please log into the enrollment platform to review costs.
Watch this video and click the link below to learn more.
Accident Insurance Highlights
Guaranteed Acceptance
There are no health questions or physical exams required.
Family Coverage
You can elect to cover your spouse and children.
24/7 Coverage
Benefits are paid for accidents that happen on and off the job.
Coverage Portability
You can take your policy with you if you change jobs or retire.
NOTES:
- These plans are not replacements for medical insurance.
- If you elect coverage for your dependent children, you must provide notification to your employer when all of your dependent children exceed the dependent child age limit or no longer otherwise meet the definition of a dependent child. If you elect coverage for your spouse, you must provide notification to your employer if your spouse no longer meets the definition of a spouse.
Wellness Benefit Claims
The Critical Illness, Accident, and Hospital Indemnity Insurance plans will pay a benefit if a covered person completes a wellness test or procedure. Voya limits the benefit to:
- Critical Illness: $50 per covered person per benefit year
- Accident: $150 per covered person per benefit year
- Hospital Indemnity: $75 per covered person per benefit year
Covered person means an eligible team member or any of his or her covered dependents. This plan pays this benefit regardless of the results of the test or procedure. The covered person must submit proof of the test, procedure, or registration. The benefit year runs January 1st through December 31st.
ABOUT THIS DIGITAL BENEFITS HUB: Actual plan provisions for PLEXUS (“the Company”) benefits are contained in the appropriate plan documents, including the Summary Plan Description (SPD) and incorporated benefit/carrier booklets. The Digital Benefits Hub is a summary only and does not describe each benefit option. This Digital Benefits Hub provides updates to your existing SPD as of the first day of the plan year, which describes your health and welfare benefits in greater detail. Until the Company provides you with an updated SPD, this Digital Benefits Hub is intended to be a Summary of Material Modification (SMM) and should be retained with your records along with your SPD. As always, the official plan documents determine what benefits are available to you. If any discrepancy exists between this Digital Benefits Hub and the official documents, the official documents will prevail. The Company reserves the right to amend or terminate any of its plans or policies, make changes to the benefits, costs, and other provisions relative to benefits at any time with or without notice, subject to applicable law.